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Personal Certificates of Deposit

Certificates of Deposit (CDs) provide a safe and reliable way to grow your savings. CDs offer competitive interest rates with various term lengths to suit your financial goals. By investing in a CD, you can enjoy the security of FDIC insurance and the assurance of a guaranteed return on your investment. Our friendly, knowledgeable staff is here to help you choose the right CD to match your needs, ensuring your money works harder for you. Invest locally and watch your savings grow with confidence.

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Certificates of Deposit (CD)

A CD is an insured product with higher yields than a savings account. CD Terms can range from 7 days to 6 years. Rates are determined by term. It is best suited for consumers who want to invest funds in a safe and insured account while still getting a guaranteed return on that investment.

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Interest can be compounded or withdrawn. A $1,000 minimum balance is required for all terms.

 

Click here for current interest rates.

 

Early withdrawal penalties apply. Penalty varies according to term of CD:

  • less than 6 months = 14 days of interest

  • 6 months up to 18 months = one month’s interest

  • 18 months and longer = three months of interest
     

Contact one of our Customer Service Representatives for more information about applicable fees and terms.

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